Banking is moving out of banks and becoming a part of customers’ daily digital lives. Inbank’s financing solutions are embedded seamlessly into the shopping journey of 5,500+ retailers. This helps our merchant partners to grow their businesses while end customers get to benefit from a frictionless shopping experience wherever they are. With a focus on innovation and growth, we are looking for talented people to join our team of 300+ people working across our offices in Estonia, Latvia, Lithuania, Poland and the Czech Republic.
Due to our growth ambitions, we are looking for a talented Credit Risk Analyst in Estonia, Lithuania, Poland or Czech Republic.
What will you be doing?
As a Credit Risk Analyst in our Risk Team, you will contribute to evaluating creditworthiness, refining risk models, and shaping our credit risk management strategies. You will analyze credit portfolio data and performance, calculate expected credit losses according to IFRS 9 (profitability of default, forward-looking indicator and loss given default), and collaborate with our team to enhance credit risk assessment methodologies. Your work will directly impact credit risk strategy and decisions and help us maintain a healthy credit portfolio.As a Credit Risk Analyst, you will play a key role in our Credit Risk Control team, tackling complex credit risk challenges and collaborating with talented professionals. Join us and grow your career while making a significant impact on our organization's success.
In order to be successful in the role, you bring ideally the following skills with you:
- Solid analytical skills to effectively interpret complex credit data and identify patterns and trends;
- Proficiency in SQL;
- Proficiency in R statistical analysis and modelling;
- At least two years experience in consumer loan ECL calculations according to IFRS9;
- Analytical approach in problem-solving and attention to detail;
- Strong written & verbal English communication skills.
We do understand that nobody is perfect, but some bonus points if you have:
- Previous experience in credit risk analysis/modeler or related fields;
- Educational background in finance, economics, mathematics, statistics, or related fields.
What you’ll get in return:
- Monthly salary from 2000€ to 3000€ gross. The final range depends on the experience and skills.
- An interesting and challenging work environment with opportunities to develop professionally and plenty of start-up spirit
- Great benefits package including health insurance, sports compensation, and extra vacation days after 3rd year
- Team events and personalised training plan
- Tea, coffee, fruits and snacks to keep your energy going.
At Inbank we strive to have an inclusive and diverse working environment, so we welcome you to apply even if you do not match all the points here but think you would do well.
#LI-ES1
#LI-Hybrid
