Who we are

Pay.UK maintains and develops the UK retail payment systems and standards that are core to the economy being able to function on a day-to-day basis.

From Bacs to Faster Payments and cheques – we act as the single operator for all UK retail payments. We put the needs of consumers and businesses at the heart of everything we do, working in the public interest to ensure that the systems the country relies on for its banking transactions are safe, open, innovative and resilient.

Our payment systems underpin the services that enable funds to be transferred between people and institutions. In 2022, the UK's retail payment systems processed 11.1 billion transactions worth £7.9 trillion through Bacs Direct Credit, Direct Debit, Faster Payments, and cheques, and our Current Account Switch Service has facilitated over 9 million switches since it’s launch in 2013.

Every day, individuals and businesses use the services we provide to get their salaries, pay their bills and make online and mobile banking payments. Our vision for the future is to enable a vibrant economy, with Pay.UK delivering the best-in-class payment infrastructure and standards for the benefit of consumers and businesses nationwide.

Learn more about life at Pay.UK by hearing what employees have to say, click here to view videos.

Our core values

At Pay.UK we cherish our core values as they define what is important to us and guide the way we conduct business. We strive to uphold these values at all times.

  • We are transparent
  • We are inclusive
  • We are respectful
  • We are curious
  • We give constructive challenge

Working with us

At Pay.UK we are keen to attract, appoint and retain highly qualified, talented and committed professionals to work with us.

In return, we offer competitive salaries and a substantial package of benefits including:

  • Company pension scheme (12% pension contribution)
  • Generous holiday entitlement – 30 days excluding of public holidays
  • Private health, dental and travel insurance
  • Health screening
  • Income protection and life insurance
  • Employment Assistant Programme
  • Flexible and Hybrid Working to ensure a positive work / life balance
  • Additional financial benefits such as Cycle to Work scheme, Season Ticket Loan, Fitness Subsidy
  • A friendly working environment and opportunities for further development

How to apply

If you are interested in applying for one of our roles, please see the application form link below.

We are always looking for ambitious and talented people, so we still want to hear from you even if you don’t think any of our current vacancies are relevant to your skills.

We are committed to promoting equal opportunity and diversity.

Current Job Openings


Regulatory engagement and Policy

CRO - Perm/FTC


CTO - Perm/FTC

Data & Analytics

Data Manager

Fraud Ops