Job Title Underwriter
Department Underwriting
Reports to Head of Motor Underwriting
Location London
Who we are
We’re Policy Expert, a home, motor & pet insurance provider and we’re on a mission to shake up the personal insurance industry. We feel that insurers have under-served customers for too long with confusing policies, expensive renewals, and frustrating claims processes. It is time to put customers first!
Since we formed in 2011, we’ve been using breakthrough thinking and proprietary tech to provide insurance that’s clear, fair, and great value. And people like what we do. So much so that we now have well over one million customers, driven by our double-digit growth. We also take great pride in having been the UK’s No.1-rated home insurance provider for 9 years.
We have big aspirations. Our ‘North Star’ is ‘To be the most successful insurance disruptor people want to stay with for life’. As we grow, we plan on continuing to challenge the norms of an insurance industry whose reputation for customer trust is low, where switching between providers is high and insurance cover is often seen as a costly ‘grudge purchase’.
We aim to build longer and deeper relationships with our customers and to help them see insurance as being a help, not a hindrance.
Recently, we have been awarded an Outstanding 2-star accreditation and now rank within the Top 100 Best Large Companies 2023 to work for - https://www.b.co.uk/accreditation/2-star
The role and what you’ll be doing:
In this role, your primary focus is to assist in shaping and delivering the risk selection appetite and criteria for all PE Home products and to assist with the management of the portfolio through supporting other business functions such as governance, pricing, claims and operations.
Across both new and existing business, you play an integral role in fostering collaborative relationships with key teams, including the Pricing team for aligning risk strategies, the Product Management team for incorporating market insights, the Compliance Department for ensuring regulatory compliance, and in particular the Operational/Customer Service team for delivering great customer outcomes to SLA requirements. This comprehensive engagement ensures a cohesive and effective risk selection process across the entire spectrum of PE products, ultimately contributing to the company's overarching success.
So then… who are you?
- Min 3 years’ experience in technical underwriting personal lines GI products including at individual risk level.
- Some understanding of personal lines markets, risk trends, and products
- Some knowledge of data analysis
- Communication/influencing
- Team player but possesses the initiative to work alone on projects as required
- Excellent numeracy & literacy skills
What we stand for and what we provide
We want everyone to feel valued and rewarded in their work. We therefore offer all employees:
- Private medical cover
- Dental Insurance
- Hybrid working
- Training and education through LinkedIn learning and Plurasight
- Travel season ticket loan
- Social events throughout the year
- Access to selected London O2 events and use of a Private Lounge.
- Employee Wellbeing Programme
We pride ourselves on being an equal opportunity employer. We treat all applications equally and recruit based on an individual’s skills, knowledge, and experience. The quality and growing diversity of our people backs this up.
Next Steps
We will be in touch within 14 working days
